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There are a lot of things to consider when buying jewellery – particularly when it’s a case of your fiancee’s engagement ring sets. The tradition of presenting a woman with a diamond engagement ring when proposing began centuries ago when Archduke Maximilian gave a diamond band to Mary of Burgundy – and in most cases, the girl you intend to propose to will expect that proposal to be accompanied by a ring!

The first thing is, determine how much ring your money runs to. Many people stick to the ‘two months’ salary’ rule. This means that the ring should cost you the equivalent of two months of whatever your current salary is. Because you also have other things to pay for, saving up this sum of money might take you some time. You might think about financing. Simply visit whichever jeweler you choose and inform them you are planning to buy an engagement ring, and that financing will be required. Don’t delay – get the credit check out of the way, find out what the payments will be, and how much of a down payment is required.

The next thing is, have your girlfriend’s best friend or your sister or mother take your girlfriend out shopping, and make sure they gaze at the engagement rings so you can get an idea of what she might like. Make sure that the jewelers you buy the ring from will permit you to return the ring, if that is necessary, or allow your fiancee to exchange it for another ring if she isn’t completely satisfied with it!

Well, an engagement ring can be prohibitively expensive, and it can be a real problem to a young man looking to get started on life’s journey. Fortunately, there is a much cheaper alternative to natural diamonds – cubic zirconia. In the present economic and financial climate, a cubic zirconia engagement ring could be a god send.

It could be your girlfriend will appreciate a piece of this designer inspired jewelry which doesn’t cost the earth.